Projected Mortgage Rates 2025. Anz predicts that the current level of 4.35% will be the cash rate’s peak, with the first cuts to start around may of 2025. A roundup of quarterly mortgage rate forecasts shows that most forecasters still expect mortgage rates to gradually decrease over the next 18 months.

The nar also projected 4.5 million existing home sales in 2025 and forecast house prices increasing by about 2%. But according to its 2025 housing forecast, released earlier this month, it now expects rates to end the year around 6.70% and fall to an average of 6.30% in 2025.